Well, this has puzzeled me for a long time cause I am one of those guys who worries until the end of time before buying stuff :P

I play mostly new black metal and need a better amp, preferably a combo cause they are cheaper. Effect loop is always a plus.. help!

I would try finding a Fender M-80 Chorus. Ebay has got some up there once in a while. Its a great combo. 2x12 celestions, effects loop, headphone, 2 inputs, sweet chorus, reverb. You could find one for about $350. And to make this an even better rig, get a DOD eq and your set. This was my 1st setup and i was able to get early Pantera, Metallica, Overkill, Slayer sounds with it. Gigged this rig many times and i always had other players checking it out. I regret selling mine... a dumb move on part!

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Laney Linebacker (I think it's the hardcore max series now)
or Hughes and Kettner Attax 100. with tube pre-amp